Terms of Service

Effective Date: January 2026

1. Agreement to Terms

By accessing this website or calling our toll-free phone number +1 (855) 427-2369, you agree to comply with and be bound by these Terms of Service. If you do not agree with any portion of these terms, please refrain from using our services.

2. Insurance Quote & Rate Estimates

Quotes and rate options displayed or discussed over the phone are estimates based on user-provided data, state location, vehicle model, and driving record history. Final coverage approval and premium rates are determined by underwriting guidelines upon formal policy application.

3. Independent Service & Advertising

This platform functions as an independent marketing and consumer referral service connecting drivers with licensed insurance agents and carrier quotes (including Bristol West and Farmers Insurance coverage options).

4. Telephone Communications

Telephone calls made to +1 (855) 427-2369 may be monitored or recorded for quality assurance, training, and compliance verification purposes.